Phoenix Business
Group Why Earthquake Damage is Different Than Wind or Fire DamageEarthquake damage differs from damage from other disasters. When adjusters settle claims from states outside of California, the claims result from floods, hurricanes, tornadoes, or fire. In cases of wind and fire damage, the damaging element originates from the top of the building and works down to the foundation. Accordingly, much visible damage occurs on the exterior of the building and to the roof framing system. This damage is easy to see, and comparatively easy to repair. When damage occurs from an earthquake, the damage starts below ground (where it is impossible to see) and works up. The ground beneath the foundation changes its shape during the earthquake. If the ground was level before the earthquake, it may not be level after the earthquake. Since the foundation rests on disturbed ground, now the foundation may crack. But the cost of repairing the foundation must include the cost of supporting and maintaining the rest of the house during repairs. It is straightforward to remove and replace a wind-damaged roof. Removing and replacing an earthquake damaged foundation is not so easy. Back to the Home page. [ Real Property ]
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